Apply now

Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

Apply now

A father and son going over a plan in their workshop.

Term loan

What it is, and how it repays

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

The application takes a couple of minutes: the amount, how to reach you and a few questions about the business. A specialist then comes back with the offers you qualify for, each with its term.

On the horizon chart

1 to 2 years

A bigger move you will be paying for next year and the one after, at a rate fixed today.

All six on one chart →

A pickup towing a trailer along a road at dusk, the sky still bright.

What it gives you

Why owners choose it

  • Fixed rates, so repayment never moves
  • Funded within 24 hours once approved
  • Put it towards whatever the plan needs
  • No out-of-pocket fees

The application

Apply in a couple of minutes

The amount, how to reach you and a few questions about the business. No fee to apply, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours