Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Funding speed
- Within 24 hours
- Loan term
- 1–2 years
- Interest rate
- As low as 6%
Business funding
Business capital up to $1 million for the road ahead
Pick an amount to see your options. One short application reaches 80+ lenders, with terms from a few months to five years.
- No application fee
- No obligation
- Same-day funding
- No collateral required
The application is the way in, and it takes about two minutes.
The horizon chart
How far ahead each programme reaches
Some money is for this month. Some is for the next five years. The term a programme runs to is the plainest way to tell them apart, so here are all six on one line, from today outwards.
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Working Capital
6 to 24 months
The stretch you can already see: payroll, stock, the wait until customers pay.
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Short Term Business Loan
Up to 24 months
A single cost with an end in sight. Most are paid off inside a year.
-
Business Line of Credit
6 months to 3 years
The months you cannot predict yet. It waits, unused, until one of them arrives.
-
Term Loan
1 to 2 years
A bigger move you will be paying for next year and the one after, at a rate fixed today.
-
Equipment Financing
1 to 5 years
The longest reach on the chart: a machine that earns for years, paid for across them.
-
Revenue-Based Funding
No fixed term
Ends when the advance is cleared, not on a date
Repaid out of future card sales, so it ends when the advance is cleared rather than on a date.
These are the network's published ranges. Every offer states its own term before you accept it.
Three horizons
This month, this year, the next five
Most funding questions fall into one of three distances. Start with the one you are looking at.
- This monthA gap you can already see the end of. Working capital, a short-term loan or revenue-based funding.
- This yearA plan with a date on it: a season, a contract, a fit-out. A term loan, or a line of credit held in reserve.
- The next fiveSomething that will earn for years. Equipment financing, spread across the working life of what it buys.
How it works
From the plan to the money, in three steps
A short application, a specialist who looks at how far ahead you are planning, and offers you can compare on their terms.
Step 01
Tell us the amount and the horizon
How much, how to reach you, and a few questions about the business and what the money is for. There is nothing to pay and nothing to upload to begin.
- No fee to apply
- Nothing to upload first
- No obligation
Step 02
We match the term to the plan
A funding specialist looks at how long the money needs to last and takes your application to the lenders in the network most likely to fund it on that term.
- One application, many lenders
- Matched on term as well as amount
- Offers gathered in one place
Step 03
Compare, choose, get funded
Each offer shows its term, its payments and its total cost. Accept the one that fits and, once approved, the funds can land in as little as 24 hours.
- Term and total cost on every offer
- Turn down anything that does not fit
- Funded in as little as 24 hours once approved
The six
The six programmes, in full
The network's figures for each one. The chart above shows how long; the cards show how much and how fast.
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Funding speed
- As quick as 1–2 days
- Cost
- Beginning at 6%
- Term
- Up to 24 months
Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Term
- 1–5 years
- Cost
- As low as 8%
- Repayment
- Monthly
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
- Funding speed
- Within 1–2 days
Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
- Repayment
- Daily or weekly ACH
The network's figures
The lenders behind the application
80+lenders in the network
25,000businesses funded
24 hrsto funding once approved
These are the totals of the lending network Blue Horizon Business Capital works through, not figures for this brand on its own.
Looking ahead
Know how far the money has to reach? Start there.
The application sits at the top of this page and on a page of its own. Tell us the amount and the horizon, and a specialist will do the matching.
