Apply now

Short-term loan

Short Term Business Loan

Fund your business on your terms.

Funding amount
$10K – $1M
Funding speed
As quick as 1–2 days
Cost
Beginning at 6%
Term
Up to 24 months

Apply now

A garden-centre owner working on a laptop under strings of lights.

Short-term loan

What it is, and how it repays

A short term loan works like a term loan with a shorter payback period, usually a year or less. It is built for the things that cannot wait: an unexpected cost, a slow season, a short project that will pay for itself.

You may be in a hurry to get financing, but rushing into the wrong short term loan is expensive. A funding specialist goes through the offers with you before you sign anything.

On the horizon chart

Up to 24 months

A single cost with an end in sight. Most are paid off inside a year.

All six on one chart →

A pickup towing a trailer along a road at dusk, the sky still bright.

What it gives you

Why owners choose it

  • Fixed rates, so repayment never moves
  • Funded in as little as 1–2 days once approved
  • Put it towards whatever the plan needs
  • No out-of-pocket fees

The application

Apply in a couple of minutes

The amount, how to reach you and a few questions about the business. No fee to apply, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours